MoneySense for Business
It doesn't matter whether you are an established business, or just starting out , everyone needs to be in control of their finances. MoneySense for Business provides free and impartial money guidance to businesses to help make a real difference to their understanding of money and how to manage it.
Current Climate - A Guide to Trading through the Economic Downturn
When economic conditions deteriorate, small businesses can be the most vulnerable. However, it is not usually lack of profitability that causes their failure – it’s lack of cash. MoneySense for Business offers practical advice on how to stay in control of your cashflow.
The attached guide provides free, impartial insight and expertise on how to continue trading through difficult times. The guide is written by Niki Chesworth, a national newspaper finance journalist for 20 years and regular contributor to The Telegraph and the author of more than a dozen books including The Recession Buster’s Handbook, which she wrote to help small businesses during the last economic downturn.
Supported by MoneySense for Business as well as National Business Debtline, it is a tool to support you and your business at this tough time.
Helping Businesses
National Business Debtline – help for you and your business
RBS supports Business Debtline, a free, confidential and independent helpline for people who have cashflow and debt problems. Business Debtline provides practical advice to callers, backed up by a free self-help pack - designed to help you manage your way through financial difficulties, with advisers providing telephone support along the way. The following are free downloadable self-help guides which give you step by step guidance on managing your finances.
- Download a free self-help - for Scotland (1.1mb PDF)
- Download a free self-help - for England (800kb PDF)
- Call Business Debtline
Support and Advice for You
Additional help and advice can also be found at:
www.natwest.com/moneysense
For help and advice from Business Debtline:
www.bdl.org.uk
For economic news and business information:
www.britishchambers.org.uk
For free downloadable guides to cashflow and credit management:
www.businesslink.gov.uk
To search company information and accounts:
www.companieshouse.gov.uk
For tips on getting paid on time:
www.creditmanagement.org.uk
For steps to take if you are owed money by an insolvent company
www.insolvency.gov.uk
To check if a customer has any County Court Judgments awarded against them in England and Wales for non-payment of a debt:
www.registry-trust.org.uk