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Changing circumstances

Support and guidance when you need it most

When it comes to planning, it's natural to think about the things we have to look forward to in life. But life can throw unexpected things at us, at any time. And while you can't anticipate or prevent a sudden change in circumstances, you can be prepared. Having plans in place should you be affected by a job loss, the inability to work through illness, the breakdown of your relationship, or a death in your immediate family - will help ease the stress and financial strain. And this, in turn, could mean you can get back on your feet a lot sooner than if you'd had no back-up plan.

For tips to help you be prepared for, or deal with, the financial implications of a change in your circumstances, select from the events below.

Coping with bereavement

Losing a loved one is hard enough emotionally, without the added worry about how you'll cope financially. Find the right financial support and guidance to help you through.

Dealing with an illness or accident

How would you cope financially if you or a loved one were unable to work through illness or an accident? Learn about your options and how to ensure you're prepared and protected.

Surviving redundancy

Losing your job can put a huge strain on your finances, but with the right protection, it doesn't have to mean meltdown. Find out about insurance, savings and how to reduce the impact of redundancy if it happens to you.

Going through a divorce or separation

The breakdown of a relationship has more than emotional implications. Discover how the right approach and support can help you reduce the financial impact.

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Top tip

In a pickle?

If your circumstances change and you're struggling to cope, speak to a MoneySense adviser for free, impartial guidance

Contact a MoneySense Adviser